The next important step after selecting a property is to choose a way of financing it, which best suits your needs. The mortgage market is extensive and offers a wide range of financial products, depending on the profile of the client, the situation of the property, etc.

Our experts will individually and confidentially analyze your financing possibilities, offering you the best credit options to suit your particular circumstances. Our objective is that you will not only be satisfied with your property but that you are also able to pay for it in the most convenient manner possible.

By using our MORTGAGE CALCULATOR you can make an approximate calculation of what your monthly payments would be if you obtain a mortgage. You can also calculate how much capital you could take out on loan, paying off a quota that suites you best, or you can calculate the number of years you would need in order to pay off a certain amount in comfortable quotas.

In our after-sale services we take care of the sale or purchase of the chosen property before and after the transaction. We take care of all necessary procedures with banks, private or state institutions, so you would not have to worry about anything. Our after-sale services are as followed:

• Payment of taxes, Real Estate Transfer Tax;
• Registration of changes of ownership of Title Deeds;
• Contracting the supply of electricity/water/gas arranging for these to be paid by standing bank orders;
• Registration of change of name of owner in the Municipal Registry of the Town Hall and arranging for the Annual Property Tax (IBI) to be paid by standing bank orders;
• Change of owner's name in the Community Register (arrangement for payments to be made by standing bank orders);
• Contracting home insurance policies;
• Contracting telephone line and security service companies.

If you wish to sell your property we will help you to prepare all necessary documentation and we will supervise and follow-through all the changes of the new ownership titles.

Another service that we offer to our “non resident” clients is a refund (total or partial) of 5 % of the total sum of the transaction withheld on a sale, which is “Personal Income Tax for Non-Residents” (“Impuesto sobre la renta de no Residentes”).

For the property owners, who do not live permanently in their properties, we offer a package of services of administration and maintenance which includes:

• Surveillance services;
• Control of correspondence;
• Control of the bills for electricity/water/gas supply and property taxes;
• Control of hired personnel (gardening, cleaning, etc.);
• Control of the functioning of automatic systems (swimming pool, alarm, watering);
• Representing the interests of the client in matters concerning private or state institutions (administrators of the Community of Owners, insurance companies, courts, etc.);
• Contracting personnel for occasional work required;
• Other services as may be requested by the owners.

If you wish to rent out your property we can offer you our help in finding tenants, controlling the payments of monthly quotas, utility bills, community fees (in you case), etc.
If you do not live in the area, we can take care of the entire process of changes in tenants whether you let for a long or short term. This includes: control of the inventory and its condition when the tenants enter and leave the apartment; cleaning (including change of bed linen, towels, etc. in the case of short term rentals); small repair work, necessary purchasing, etc.
We ensure that our clients receive the maximum benefit with the minimum of worry when letting their properties.